Updated for FY 2026-27

Compare Old vs New Tax Regime

Find out which tax regime saves you more money. Detailed income tax breakdown for FY 2026-27.

New & Old Tax Regime
FY 2026-27 Updated
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Enter Your Income Details TAX CALCULATOR

Total salary before any deductions
Deductions & Exemptions (Old Regime Only)
Exemptions like HRA, LTA, Leave Encashment
PPF, ELSS, LIC, EPF, etc. (Max 1.5L)
Premium paid for health insurance
Interest paid on home loan (Max 2L)

Your Salary Breakdown RESULTS

Enter your CTC and click calculate to see your in-hand salary breakdown.

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FY 2026-27
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Income Tax Calculator India FY 2026-27 – Old vs New Regime

Filing taxes in India requires choosing between the Old Tax Regime and the New Tax Regime. This calculator helps you compare both side-by-side to ensure maximum tax savings.

The New Tax Regime (Default)

The new regime offers lower tax slab rates but removes over 70 deductions and exemptions (like HRA, LTA, 80C, 80D). A standard deduction of ₹75,000 is available for salaried employees. Income up to ₹7 Lakhs is completely tax-free due to the Section 87A rebate.

The Old Tax Regime

The old regime has higher slab rates but allows you to claim massive deductions like Section 80C (up to ₹1.5L), 80D (Health Insurance), Section 24b (Home Loan Interest up to ₹2L), and HRA. It is highly beneficial for individuals with significant investments and high rents.

Frequently Asked Questions

Which tax regime is better?
If your total deductions (80C, HRA, 80D, etc.) exceed ₹3.75 Lakhs, the Old Regime usually saves you more tax. Otherwise, the New Regime is more beneficial due to lower slab rates.
What is Section 87A rebate?
Under the new regime, if your taxable income is up to ₹7,000,000, you get a full rebate under Section 87A, making your tax liability zero.