Find out your new CTC, new in-hand salary, and exact extra take-home after your appraisal increment.
This salary hike calculator helps you understand exactly how much extra money you will take home after your annual appraisal. Simply enter your current CTC, the hike percentage offered, and your location details.
| Hike % | Rating | Typical Scenario |
|---|---|---|
| Below 5% | Below Average | Inflation adjustment, no real raise |
| 5–10% | Average | Standard market hike |
| 10–15% | Good | Above average performer |
| 15–25% | Excellent | Top performer / promotion |
| 25%+ | Outstanding | Rare – usually via job change or role change |
The formula to calculate your new CTC after hike is:
New CTC = Current CTC × (1 + Hike % / 100)
For example, if your current CTC is ₹10 LPA and you get a 15% hike:
New CTC = ₹10,00,000 × 1.15 = ₹11,50,000
However, the increase in take-home pay is not the same as the increase in CTC — a higher salary can push you into a higher tax bracket, meaning a larger portion of the incremental income goes to tax.
Under the New Tax Regime for FY 2026-27, here is how marginal tax rates affect your real gain:
| Taxable Income Range | Marginal Tax Rate | Effect on ₹1 Lakh Hike |
|---|---|---|
| Up to ₹7 Lakhs | 0% (rebate) | Full ₹1 Lakh extra in-hand |
| ₹7L – ₹10L | 10% | ₹90,000 extra in-hand |
| ₹10L – ₹12L | 15% | ₹85,000 extra in-hand |
| ₹12L – ₹15L | 20% | ₹80,000 extra in-hand |
| ₹15L+ | 30% | ₹70,000 extra in-hand |